Club409

The best damn waste of time!

Chase Freedom rocks my socks

mwinter
Total posts: 4327
In case anyone doesn't know the Chase Freedom card is pretty sweet. You get 3% cash back on all purchases in your top 3 categories (which admittedly I don't usually get much this way because the categories are kinda not what I spend money on) and 1% cash back on everything else. You can cash in at increments of $50.. or you can wait until your rewards balance gets up to $200 at which time they'll send you a check for $250. That's 50 free dollars which translates as two lapdances including tip (or maybe just the tip)!

... You could also think of it as 1.25% cash back but I like to think "free dollars" :-P
Steven
Total posts: 751
That ain't bad...I have a Citibank card that gets 4% on gas and grocery purchases plus 1% on everything else but I don't get any bonus bucks
bhicks
Total posts: 68
You are welcome Matt.

So I have revolving credit cards because I max out the rewards for some or they have different periods of extra moneys back. Well discover pretty much shafted me with a max of $20 cash back for the quarter. They advertised as 5% on gas purchases. I max that out in like 2 weeks and was pretty pissed.

Also if you spend a rediculous amount of money American Express blue cash was offering 6% after you get to $5000.

I'll have to check on the citi bank card b/c last I checked mine was at ~1.5% for everyhthing. If they are offering 4% on gas I need to get in on that.

500miles/week * 1gal/13miles * $4.00/gal * 4weeks/month = $615.385/month

$615.385 * 4% = $24.615/month in savings

admin hax: fixed that for you. if we didn't have complete and thorough dimensional analysis where would we be?
bhicks
Total posts: 68
thanks for the fix matt..


i'm huge
Shawn
Total posts: 1367
My AMEX is similar to steven's although you have to spend over $6500 and then you get 5% back on your groceries gas etc..

I just read bhicks post which says the same thing. I guess I do spend ridiculous amounts of money
bhicks
Total posts: 68
well I think I avg'd it out at one point and it came to be ~3% cash back at the end of the year based on my expenditures. amex just does more towards the end and chase does it evenly. If you spend enough you could eventually get more than 3% which would be the best case scenario.